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Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to many
thousands of satisfied customers with superior service second to none.  We are a direct source for home mortgage loans, mortgage refinance,
mortgage rates and home equity mortgage refinancing loan programs.  We also specialize in options for mobile home refinancing, mobile
home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide.
 Your request gains access  to home purchase loans and home refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
FHA Loan Programs
Approved FHA Lenders announced revised FHA loan limits for
FHA home loans with low FHA refinance mortgage rates and
FHA loan options for home buyers.

Now even homeowners with bad credit are able to lock affordable
fixed rate FHA loans with no pre-payment penalty.  Get a HUD approved
FHA mortgage offering discounted interest rates for FHA streamline,
cash out refinancing and FHA loans for first time home-buyers.

FHA guidelines have seen significant changes and the
FHA requirements are changing for both refinance and purchase
transactions.  FHA mortgage loans assist existing homeowners
convert their ARM to a reduced rate refinance loan that ensure a set
fixed payment every month until the mortgage is paid off.

If you do not qualify to refinance your mortgage and you need a more
affordable payment to survive, ask your loan officer about the latest
FHA mortgage programs.

FHA has also been helping non-homeowners buy their first home
without requiring a significant down-payment. Borrowers with limited
or bad credit can qualify for a competitive low rate FHA home loan that
can be refinanced with the FHA streamline program any time the
interest rates improve.

FHA Manufactured Housing Loans and FHA Mobile Home Loans
Yes, FHA allows financing for mobile homes and manufactured housing. If you
own the land and it has a permanent FHA foundation then Not a Problem.
Again FHA allows Low Credit scores and bad credit.
Whatever your goals are, we're here to help.  It's what we do best!
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Cash out your equity now for debt
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paying off debts or anything else you
want with your home's equity!
FHA Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.
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Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
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